Saint Croix County Homes under $400,000

Welcome to Saint Croix County, Wisconsin, a hidden gem nestled in the heart of the Midwest! Known for its stunning natural beauty, vibrant communities, and rich history, Saint Croix County offers an idyllic setting for families, retirees, and everyone in between. With the picturesque St. Croix River winding through the landscape, outdoor enthusiasts will find endless opportunities for hiking, fishing, and boating, making it a paradise for nature lovers.

One of the most attractive features of Saint Croix County is its diverse real estate market, particularly for those seeking homes under $400,000. Here, you can discover charming single-family homes, modern townhouses, and cozy retreats that cater to various lifestyles and budgets. Whether you're a first-time homebuyer looking for a starter home or a growing family in need of more space, there is something for everyone in this welcoming community.

Saint Croix County is also known for its excellent schools, friendly neighborhoods, and a strong sense of community. With easy access to larger cities like Hudson and River Falls, residents can enjoy the tranquility of small-town living while still being close to urban amenities. Local farmers’ markets, seasonal festivals, and community events foster connections among residents, making it easy to feel right at home.

Explore the charming neighborhoods of Saint Croix County today, and discover the perfect home that fits your budget and lifestyle—all while enjoying the beauty and warmth of this remarkable community!

Newest Saint Croix County Homes under $400,000

$315,000

3 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Nicely cared for 3BR 2BA home in Hammond. Features include SS appliances, 3BR on one level and all with walk in closets, great family room in the lower level, and a wonderful fenced back yard with a deck for summer nights spent entertaining. Located in a quiet low traffic neighborhood, this beautiful home is waiting for you to make it your own. Schedule your showing today!

1370 Brookhaven Drive, Hammond

Listing courtesy of Realty ONE Group SIMPLIFIED.

$335,000

4 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Welcome to 315 Martell Street in Somerset! Offering 4 bedrooms, 2 bathrooms and a 2-car garage, this home provides plenty of space and flexibility at an attractive price. The comfortable layout offers room for everyday living, entertaining, a home office or additional guest space. Enjoy the convenience of being close to everything Somerset has to offer while still having a place to call your own. Whether you're looking for your first home, need more room or are ready for your next move, this property is worth a look. Schedule your showing and come see the possibilities at 315 Martell Street!

315 Martell Street, Somerset

Listing courtesy of Outdoors Realty.

$348,900

3 Beds ⋅ 2 Baths ⋅ ACTIVE Status

This two-story home is set on a large in-town lot, conveniently located near downtown shopping, dining, and everyday amenities. The main level features a welcoming living room, informal dining room, and kitchen with a breakfast eating area for casual meals or morning coffee. From the dining room, step out to the large back deck?an ideal spot for grilling, outdoor dining, or relaxing with family and friends. Upstairs, you?ll find three bedrooms along with a versatile den area that is well suited for movie nights, a home office, playroom, or additional sitting space. The spacious backyard provides room for outdoor activities and includes a fire pit area for gathering on cooler evenings. With a practical layout, inviting outdoor spaces, and a desirable in-town location, this home offers comfortable living close to the conveniences of downtown.

371 S Washington Avenue, New Richmond

Listing courtesy of RE/MAX Team 1 Realty.

3534 Sterling Heights Drive Unit A, River Falls

$239,000

2 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Welcome home to this bright and airy end-unit Sterling Heights condo offering true low-maintenance living and incredible value! Take advantage of a rare 4.375% VA assumable loan to save significantly on your monthly payment. Step inside to fresh paint throughout and a sunlit main level featuring soaring vaulted ceilings and a cozy fireplace. Upstairs, the oversized primary suite boasts a connected dual-entry bathroom that opens to the hallway for convenience. Enjoy carefree living with an HOA covering exterior maintenance, hazard insurance, water, sewer, and sanitation. Conveniently located near Highway 35, just minutes from River Falls and Hudson, and ready for a fast close! (Some photos are virtually staged).

3534 Sterling Heights Drive Unit A, River Falls

Listing courtesy of Keller Williams Premier Realty.

$349,900

3 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Location, privacy, and plenty of space-this home has it all! Nestled at the end of a quiet cul-de-sac, this inviting home offers a private backyard while still being within walking distance to downtown, schools, and parks. Step inside to an open-concept main level featuring vaulted ceilings and a beautifully updated kitchen designed for both everyday living and entertaining. The kitchen includes stainless steel appliances-including a new refrigerator-granite countertops, a spacious island, and a convenient look-out window that brings in natural light and connects the kitchen to the backyard. When it's time to relax or entertain, step outside onto the deck and enjoy your private backyard. It's the perfect spot for morning coffee, summer gatherings, or winding down at the end of the day. With three comfortable bedrooms and a three-car garage, there's room for everyone-and room for all the extras. The lower level adds even more living space with a welcoming family room featuring board-and-batten accents and a cozy fireplace. A separate bonus room with French doors offers endless possibilities for a home office, playroom, hobby space, workout room, or guest area. A peaceful cul-de-sac setting, convenient location, thoughtful updates, and flexible living spaces make this home one you won't want to miss!

530 Johnson Parkway, Hammond

Listing courtesy of EXIT Realty Springside.

$400,000

4 Beds ⋅ 3 Baths ⋅ ACTIVE Status

Set on a corner lot with mature trees, this spacious home offers an open floor plan with plenty of room to gather and entertain. The living room features a cozy fireplace and accent wall, adding warmth and character to the space. Just off the kitchen is an informal dining area for everyday meals, while the separate formal dining room provides additional space for hosting family and friends. The owner?s suite includes a walk-in closet, and generously sized living areas throughout the home offer flexibility for a variety of needs. Outside, the backyard is framed by mature trees, creating a welcoming setting to relax and enjoy the outdoors.

400 Durango Drive, Roberts

Listing courtesy of Realty ONE Group SIMPLIFIED.

$200,000

3 Beds ⋅ 1 Baths ⋅ ACTIVE Status

Lots of potential on this larger village lot in Roberts! The home is a potential tear-down, but with the right owner, could be rehabbed and brought back to life. Located on the south edge of town, you have easy access to the highway and to the downtown businesses. Bring your big ideas with when you see this home, and see what can come out of it! (Also listed as vacant land on the MLS).

401 S Division Street, Roberts

Listing courtesy of Coldwell Banker Realty.

$350,000

ACTIVE Status

Great investment opportunity! Up/down duplex situated on a large corner lot with tenants already in place. The upper unit has 2 bedrooms,1 bathroom and includes access to a 2-car garage. The lower unit features 1 bedroom and 1 bathroom with a parking pad for 2 vehicles. Lower level unit will be getting a new egress window November 2026. Additional highlights include newer vinyl siding, newer electrical panels, separate utilities, and individual laundry for each unit. Both units have electric baseboard heat, and tenants handle their own lawn and snow care. The property could easily be converted back to a single-family home or, upon expiration of a lease, an owner could occupy one unit while having the other unit help offset expenses. Conveniently located near the community park with easy access to the Twin Cities.

406 N Division Street, Roberts

Listing courtesy of Keller Williams Select Realty.

$350,000

ACTIVE Status

INVESTOR OPPORTUNITY! Up/down duplex with long-term tenants and an excellent location within walking distance to downtown Roberts. Each unit is 2BR/1BA and 1 stall of the garage. Tenants pay all their own utilities including electric, water/sewer, internet and garbage, and share lawn care and snow removal. Landlord pays taxes and insurance. Recent updates and features include new water heaters (2025), roof (2023), siding was recently painted, and Andersen windows. Large 2-car garage is divided so each unit has its own stall. Great opportunity for an investor looking for a well-maintained, income-producing property in a growing market!

302 W Maple Street, Roberts

Listing courtesy of Keller Williams Select Realty.

$289,500

3 Beds ⋅ 1 Baths ⋅ ACTIVE Status

** OPEN HOUSE SATURDAY OCTOBER 10TH 10:30AM TO NOON** Quaint, cozy and super well cared for 3-bedroom home. Many updates throughout the home including windows, flooring, front door, shingles and more-the only thing left to do is move in! Beautiful dining room built in cabinet. Updated bath with tile surround. Main floor office. Deck and privacy fence to enjoy the back yard. Two car garage with side door and additional storage shed. Easy walking distance to school. You won't be disappointed!

1110 Florence Street, Baldwin

Listing courtesy of Westconsin Realty LLC.

$289,500

3 Beds ⋅ 1 Baths ⋅ ACTIVE Status

Quaint, cozy and super well cared for 3-bedroom home. Many updates throughout the home including windows, flooring, front door, shingles and more-the only thing left to do is move in! Beautiful dining room built in cabinet. Updated bath with tile surround. Main floor office. Deck and privacy fence to enjoy the back yard. Two car garage with side door and additional storage shed. Easy walking distance to school. You won't be disappointed!

1110 Florence Street, Baldwin

Listing courtesy of WESTconsin Realty LLC.

$399,900

3 Beds ⋅ 3 Baths ⋅ ACTIVE Status

Rare 3 bedroom featuring a America's Preferred Home Warranty, privately set-back with a patio and a beautiful lawn, this immaculate Stonepine home offers the ideal combination of space, style, and low-maintenance living. Tucked away in one of Hudson?s most desirable neighborhoods, this thoughtful multi-level layout provides exceptional versatility that is hard to find in the area. Step inside to an inviting main level filled with brilliant natural light, seamless flow, and warm finishes designed for both comfortable daily living and effortless entertaining. All three bedrooms are conveniently located on the upper level, offering a quiet and private retreat from the main living spaces. The upper floor features a rare 3-bedroom, 2-bathroom layout?including a spacious primary suite?making it perfectly suited for a primary residence, guest accommodations, or a dedicated home office setup. The kitchen and dining areas connect comfortably to your main living space, while sliding doors lead directly out to your private patio?a peaceful outdoor sanctuary framed by mature greenery and manicured grounds. Additional highlights include a spacious 2-car attached garage, generous storage throughout, and major capital updates already taken care of for total peace of mind. Combined with Stonepine's prime location?just minutes from historic downtown Hudson, scenic St. Croix River views, parks, dining, and easy I-94 access for Twin Cities commuters?this home delivers an unmatchable lifestyle at an incredible value.

1423 Hunter Hill Road, Hudson

Listing courtesy of Keller Williams Realty Diversified.

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