Polk County Homes under $500,000

Space, character and approximately one acre near Clayton! This inviting home offers a unique combination of updates, generous living spaces and a beautiful wooded setting. Inside, you'll find updated flooring throughout, distinctive accent walls and warm wood details that give the home personality from room to room. The spacious main-level living area is filled with natural light, while the dining area features an eye-catching wood accent wall and plenty of room to gather. The kitchen offers abundant cabinetry and workspace, and both bathrooms have been updated, including a distinctive dual-vessel-sink vanity in one bath. Multiple bedrooms plus flexible additional spaces provide plenty of options for bedrooms, home office, hobbies, exercise or recreation. Mechanical updates and a newer well add to the list of improvements. Outside, mature trees surround the approximately one-acre property, creating a peaceful setting with room to spread out. A newer detached garage provides even more space for vehicles, storage, tools and toys. Conveniently located near Clayton while offering the elbow room you've been looking for, this property has space inside and out and plenty of character to make it your own.

465 70th Avenue, Clayton

Listing courtesy of Keller Williams Classic Realty NW.

$300,000

2 Beds ⋅ 2 Baths ⋅ ACTIVE Status

This newer-construction home is filled with natural light and finished in an inviting color palette. The open kitchen, dining, and living area features quartz countertops, a large island, and a tray ceiling in the living room, with a wooded view out back to enjoy daily. The spacious owner's suite offers a walk-in closet, a private bath, and its own tray ceiling. Stylish, functional window treatments, a recently built boulder retaining wall, and a 240V garage outlet ready for EV charging round out the home's features. Start or end your day on the covered front porch or the rear concrete patio. Step outside and into an outdoor lover's playground, with the Gandy Dancer State Trail, Wooly Mountain Bike Trail, Interstate Park, and multiple St. Croix River access points all nearby. Additionally, there are paved walking paths throughout the neighborhood. Nearby you'll find great restaurants, convenient shopping, three wineries, and the future site of St. Croix Health Hospital. Set in a charming single-family neighborhood with no association fees, and just minutes from major roadways yet peacefully tucked away, this home delivers main-floor living at its best.

1306 Prairie Lane, Saint Croix Falls

Listing courtesy of Lake Life Realty Inc..

$225,000

2 Baths ⋅ ACTIVE Status

Centuria zone B-2 Highway - qualifies to be a residential property - see supplements for full list of uses. Highly visible 3,000+ Sq. Ft. Brick and Block Commercial building on WI Hwy 35 in Centuria. With flexible B-2 Zoning which allows for a wide range of uses! Like a Care Center, a Retail Strip Mall, Service Providers, Storage units, Offices, and even Residential Units. What do you need a building for? Parking for 20 + 2 heated garage bays with floor drains 220 | 3 Phase Electrical Three heat sources Most offices have a sink, and there is lots of storage.

421 East 5th Street, Centuria

Listing courtesy of Edina Realty, Inc..

$295,000

5 Beds ⋅ 2 Baths ⋅ ACTIVE Status

*Professional photos will be uploaded by Tuesday morning.* Come see this rare find. A 5 bed, 2 bath acreage located right in town! This home sits on two lots that add up to nearly two acres, giving you a huge yard without leaving the city. The house is built to last with a metal roof and steel siding, so it?s very low-maintenance. The interior has a lot of the vintage home charm, wood floors, claw bathtub, and 4 of the bedrooms are on the upper level. Inside, you?ll find a big kitchen and a primary bedroom on the main floor. The living room, dining room, and sun room make the square footage feel larger than it is. If you love spending time outside, this place is ready for you. It already has fruit trees, garden beds, a chicken coop, and even a heated kennel. There is also a massive detached garage that is 32 feet deep and 48 feet long?plenty of room for all your tools, cars, or hobbies. The driveway is spacious, and the large back patio is a great spot to sit and enjoy your privacy. Since it?s so close to downtown but feels so private, there are many ways you could use this property. It?s a unique spot with plenty of room to grow. Come take a look and see all the space for yourself.

202 3rd Avenue, Milltown

Listing courtesy of Coldwell Banker Realty.

$215,000

3 Beds ⋅ 1 Baths ⋅ ACTIVE Status

Cute as a button and full of character, this charming home blends timeless details with fresh, modern updates. Beautiful light maple hardwood floors run throughout the main level, complemented by warm knotty pine ceilings, a charming arched opening between the dining and living room, built-in hallway storage, and a full wall of built-in cabinetry in the dining room. A large bay window fills the dining space with natural light and offers views toward the Apple River. The main level features two comfortable bedrooms and an easy, inviting layout, while the spacious upper level provides a fantastic opportunity for a private primary bedroom, office, or space to retreat. Newer windows and a new hot water heater add to the updates already in place. Outside, enjoy a concrete driveway, attractive landscaping, and a privacy-fenced backyard offering a quiet place to relax, and a handy storage shed for additional outdoor storage. Quaint, cozy, and loaded with personality, this home retains the charm of its era while offering the updates and functionality buyers appreciate today. Conveniently located near downtown Amery, the river, parks, trails, shops, and dining.

143 Maple Street, Amery

Listing courtesy of Outdoors Realty.

$359,900

2 Beds ⋅ 2 Baths ⋅ ACTIVE Status

This exceptional 2-bedroom, 2-bathroom rambler offers the ultimate high-end single-level living experience. Thoughtfully Styled with premium modern upgrades. This open and airy layout maximizes it's peaceful country setting. A Gourmet Kitchen: Built to impress, Beautiful white shaker style cabinets with soft close, crown molding, large pantry, tiled backsplash, & stainless steel appliances. Expansive center island with granite countertop, perfect for hosting. Primary Suite Retreat. A private oasis, massive walk in closet, complete with a 8x20 screen porch. A spa-like bathroom complete with beautiful tile walk-in shower, luxury double vanity. This property perfectly balances rural and serenity. Nestled on the crest of a hill offering sweeping unobstructed country views of rolling hills, vibrant seasonal foliage, and abundance of wildlife. Relax you're home! More photo's coming soon

302 85th Avenue, Clayton

Listing courtesy of Realty ONE Group SIMPLIFIED.

$415,000

3 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Welcome home to this spacious 3-bedroom, 2-bathroom property situated on a beautiful 1-acre corner lot! The open-concept design offers plenty of room to gather and entertain, with comfortable living spaces throughout. The main level features a kitchen and dining area with beautiful hickory flooring and a patio door leading to the comfortable wrap-around deck is perfect for morning coffee, outdoor dining, or hosting friends and family. The upper level offers two bedrooms, a full bathroom, and an additional living room. The finished lower level provides even more living space with a cozy living room featuring a gas fireplace, third bedroom, bathroom, and laundry room. Outside, enjoy the beautifully landscaped yard with mature trees, plenty of space for play, and an above-ground swimming pool with a sand filter and surrounding deck, which can remain for the buyers if desired. The insulated and heated 2-car attached garage provides convenience year-round, while the additional 28x24 insulated 2-car detached garage with lean-to offers excellent space for vehicles, toys, hobbies, or storage. Recent improvements include new vinyl siding, pool and decks 2025, roof 2018. Located near Trollhaugen Ski Area, wineries, walking trails, and year-round recreational opportunities, this property offers space, comfort, and a wonderful setting to call home! Watch home tour video.

2199 88th Avenue, Osceola

Listing courtesy of Edina Realty, Corp. - St Croix Falls.

$415,000

3 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Welcome home to this spacious 3-bedroom, 2-bathroom property situated on a beautiful 1-acre corner lot! The open-concept design offers plenty of room to gather and entertain, with comfortable living spaces throughout. The main level features a kitchen and dining area with beautiful hickory flooring and a patio door leading to the comfortable wrap-around deck is perfect for morning coffee, outdoor dining, or hosting friends and family. The upper level offers two bedrooms, a full bathroom, and an additional living room. The finished lower level provides even more living space with a cozy living room featuring a gas fireplace, third bedroom, bathroom, and laundry room. Outside, enjoy the beautifully landscaped yard with mature trees, plenty of space for play, and an above-ground swimming pool with a sand filter and surrounding deck, which can remain for the buyers if desired. The insulated and heated 2-car attached garage provides convenience year-round, while the additional 28x24 insulated 2-car detached garage with lean-to offers excellent space for vehicles, toys, hobbies, or storage. Recent improvements include new vinyl siding, pool and decks 2025, roof 2018. Located near Trollhaugen Ski Area, wineries, walking trails, and year-round recreational opportunities, this property offers space, comfort, and a wonderful setting to call home! Watch home tour video.

2199 88th Avenue, Osceola

Listing courtesy of Edina Realty, Inc..

$349,900

2 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Charming custom-built 1985 country home surrounded by 4.54 acres and privacy in Amery, WI. This distinctive 2-bed, 2-bath home offers character and craftsmanship that are difficult to replicate. The main level offers comfortable living spaces, while the lower level provides additional flexibility with a den that could serve as an office, hobby space, or additional sleeping area, depending on your needs. Distinctive details include a brick archway over the cooking space in the kitchen, a cozy breakfast nook, built-in cabinetry, and two wood-burning fireplaces. Take in the surrounding acreage from the screened-in porch overlooking the private yard and peaceful rural setting. Enjoy room to spread out while still being just outside of Amery. This home offers an opportunity for its next owner to update and personalize the space while preserving the character that makes it unique. Looking for more acreage? Additional land is available for purchase (MLS: 7149460), offering the opportunity to expand the property and create an even more private retreat.

1448 90th Avenue, Garfield

Listing courtesy of EXP Realty, LLC.

$170,000

3 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Waterfront property with endless potential! Bring your vision and make this waterfront property your own! This 3-bedroom, 2-bath home is ready for someone with a vision to bring it back to life and make it their own! Featuring 57 feet of waterfront, this property offers the perfect setting to enjoy peaceful mornings by the water, summer fun, and beautiful views! A spacious backyard, perfect for relaxing and entertaining and a cozy electric fireplace inside provide a cozy touch. This fixer upper could become a wonderful year-round home, weekend, getaway, or waterfront retreat. A great opportunity to create the home you?ve been dreaming of while enjoying life by the water.

766 Us Highway 63, Clayton

Listing courtesy of Biltmore Realty, LLC.

$474,900

4 Beds ⋅ 2 Baths ⋅ ACTIVE Status

This property has it all! Acreage, Storage galore with 2 car attached and oversized 2 car detached garages, plus a storage shed. On top of that, it has a 4-bedroom, 2-bath home situated on 5 acres just outside of Luck. The home offers 1,924 finished square feet with two bedrooms and a full bath on the main level. The lower level includes two additional bedrooms, a full bath, family room, rec room and laundry area. The property also features a wood deck and plenty of outdoor space. Built in 1991 and located in the Luck School District.

2025 250th Avenue, Laketown

Listing courtesy of CENTURY 21 Property Professionals.

$268,500

2 Beds ⋅ 1 Baths ⋅ ACTIVE Status

The big stuff is already done in this 2 bed, 1 bath home, so you can move right in and skip the project list. It has a new furnace, new central air, added insulation, updated wiring throughout, and a new roof on the garage, and inside you'll find new flooring, new appliances, custom blinds, an updated bathroom, and fresh paint from top to bottom. The 4-stall garage gives you room for vehicles, the boat, the toys, and a workshop, which is more garage than you'll find at most homes in town. It all sits on a quiet street within walking distance of everything downtown Balsam Lake has to offer, including restaurants, the brewery and market, the public beach, and the lake itself. Whether you're looking for a year-round home or an easy, low-maintenance place up north, this one's ready for you.

112 Basil Street, Balsam Lake

Listing courtesy of eXp Realty LLC.

Polk County Homes under $500,000

Newest Polk County Homes under $500,000