Jefferson County Homes under $200,000

Welcome to Jefferson County, Wisconsin—a hidden gem that perfectly balances small-town charm with modern convenience. Nestled between the scenic beauty of the Kettle Moraine State Forest and the tranquil shores of Lake Koshkonong, Jefferson County offers an idyllic backdrop for families, retirees, and outdoor enthusiasts alike. With a rich history and a vibrant community spirit, this area is not just a place to live; it's a place to thrive.

For those seeking affordable housing options, Jefferson County is home to an array of charming homes priced under $200,000. Whether you’re a first-time homebuyer, looking to downsize, or searching for a cozy retreat, you’ll find a variety of properties that cater to diverse lifestyles. From quaint single-family homes with spacious yards to charming bungalows with character, there’s something for everyone in this welcoming community.

Living in Jefferson County means enjoying the best of both worlds—peaceful rural living with easy access to urban amenities. The county boasts excellent schools, a plethora of parks, and a tight-knit community that hosts numerous events throughout the year, fostering a sense of belonging. Additionally, with its convenient location just a short drive from major cities like Milwaukee and Madison, you can enjoy the tranquility of country life while still being close to all the excitement these urban centers have to offer.

Explore the possibilities in Jefferson County, where affordable homes and a vibrant community await you. Your dream home is just a visit away!

Newest Jefferson County Homes under $200,000

$175,000

3 Beds ⋅ 1 Baths ⋅ ACTIVE Status

Bring your ideas and make this property your own! Offering 3 bedrooms plus a bonus room, this home provides flexible space and plenty of potential for the right buyer. Step outside to a deck with space to relax or entertain, plus room to potentially add a garage. The property is ready for updates and improvements, making it a great opportunity for an investor, renovator, or buyer looking to build equity and add their own touches. Bring your vision and see the possibilities!

339 Taylor Street, Waterloo

Listing courtesy of EXP Realty, LLC.

$37,900

3 Beds ⋅ 1.5 Baths ⋅ ACTIVE Status

This Well Maintained 3 Bedroom Vacation location is what you have been looking for !! Open April 15- October 15 yearly. This Unit is move in ready supplied with furnishings and comes with your own Golf Cart to transport next door to a Public Beach on Rock Lake. Or just relax on the spacious screened in Porch. Lot Fees included for remainder 2026 season. Lot Fee applies to this Unit of approximately $3500 per year.

10P Shady Pines Road, Lake Mills

Listing courtesy of RE/MAX Community Realty.

$155,000

3 Beds ⋅ 1.5 Baths ⋅ ACTIVE Status

Charming 3-bedroom, 1.5-bath story-and-a-half bungalow offering a comfortable blend of character, space, and functionality. The main level features a welcoming layout with convenient living spaces, while the upper level provides additional room for bedrooms, office space, or flexible living needs. Three bedrooms provide plenty of room for family, guests, or hobbies, while the full bath and convenient half bath add functionality. The classic bungalow design offers timeless appeal, with a versatile floor plan that provides opportunities to make the home your own. A wonderful opportunity for buyers looking for character, practical living space, and room to grow. Schedule your showing today!

311 S Monroe Street, Watertown

Listing courtesy of Keller Williams Lake Country.

$198,900

3 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Welcome to 709 S. Main Street in Jefferson! This charming 1.5-story farmhouse offers three bedrooms, two full bathrooms, and a convenient location on Main Street. One full bathroom is located on the main floor, while the second is upstairs, with both a bathtub and separate shower stall available. The home also features a full basement for additional storage, and the oven and refrigerator are included. With its practical layout, classic character, and convenient location, this home could be a wonderful option for first-time homebuyers looking to make a place their own!

709 S Main Street, Jefferson

Listing courtesy of Century 21 Integrity Group - Jefferson.

$191,500

1 Beds ⋅ 1 Baths ⋅ ACTIVE Status

Back on Market. Seller financing fell throughFully Updated 1-Bed + Den condo with Cathedral Ceilings!Second-floor unit offers comfort, character, and an unbeatable location--just 10 minutes from Oconomowoc. Spacious open-concept floor plan accented by dramatic cathedral ceilings, creating a bright and airy atmosphere throughout. Recent updates include new luxury vinyl plank flooring throughout, new stainless Amana Appliances, new carpet on the steps, new quartz countertops, stainless sink. Generously sized closets, in-unit laundry with a new washer and dryer. Hydronic Floor Heating. Private Balcony. 1 Heated Underground Parking Space -- #52Additional Surface ParkingPets Welcome********Open to doing a land contract, or rent to own for those qualified****.

1064 Marietta Avenue Unit 214, Ixonia

Listing courtesy of Berkshire Hathaway HomeServices Metro Realty.

$69,900

3 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Welcome to this spacious and well maintained 3-bedroom, 2-bath home offering comfortable living and an inviting layout. Enjoy a bright open-concept living area, generously sized bedrooms, and a private primary suite with its own full bath. The functional kitchen offers ample cabinet space and flows seamlessly into the dining and living areas, making the home feel warm and connected. A great opportunity for affordable, low-maintenance living .

755 N Tratt Street Unit 143, Whitewater

Listing courtesy of Platner Realty.

$69,800

2 Beds ⋅ 1 Baths ⋅ ACTIVE Status

Awesome Opportunity to enjoy amenities for all ages at River Bend RV Resort on the Crawfish River! This resort offers a swimming pool, water park w/waterslides, kiddie pool, hot tub, jumping pillow, miniature golf, golf cart rentals, RC track, ponds for fishing, swimming & canoe rentals, sports courts, playgrounds, fenced dog runs, fully stocked camping store, bar, restaurant, lodge, live music and much more! Unit 533 has 2 bedrooms and 1 full bath. Central air & furnace are 4yrs old, hot water heater just 1 year old. Kitchen w/an abundance of cabinets & counter space, Bright living room with multiple windows, main bedroom w/built-in dresser, loft area with 2nd bedroom or extra storage area & full bath with shower over tub and vanity. Enjoy relaxing on the deck and yard with firepit.

533 Jay Drive, Milford

Listing courtesy of Shorewest Realtors, Inc..

$99,900

3 Beds ⋅ 0.5 Baths ⋅ ACTIVE Status

This diamond in the ruff has been gutted and is waiting to be turned into a gem again. Bring your ideas to make it your own. This home previously was used as an office on the first floor and living area upstairs.

212 N 4th Street, Watertown

Listing courtesy of Century 21 Endeavor.

N2639 County Road Z Unit Lot H194, Sullivan

$150,000

4 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Manufactured home with NO LAND. 4BR, 2BA double wide. Primary BR has walk-in closet w/private BA & tiled shower. KIT features an abundance amount of upgraded cabinets w/breakfast bar. Dining area includes built-in table. Spacious LR. Laminate wood floors throughout (except primary BR). Private backyard. Monthly rent is $702 + water bill + tax. Water bill (Includes meter fee, trash p/u & admin fee). Park has 2 community shared wells (1 used & 1 for backup, frequently tested) & 7 community septic systems. Must be owner occupied & approved through management company before writing offer. Once approved, a rental agreement takes effect & can be signed at closing. You are allowed 2 dogs or 3 cats. Combination is 3 max. (restrictions on dog breeds). All photos enhanced for cleanliness.

N2639 County Road Z Unit Lot H194, Sullivan

Listing courtesy of EXP Realty, LLC MKE.

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