Two Rivers Homes under $400,000

Welcome to Two Rivers, Wisconsin—a charming lakeside community nestled along the shores of Lake Michigan in Manitowoc County. Known for its rich history, vibrant arts scene, and breathtaking natural beauty, Two Rivers offers a unique blend of small-town charm and modern amenities. With its picturesque waterfront, residents enjoy a variety of recreational activities, from kayaking and fishing to leisurely strolls along the scenic shores.

Two Rivers is home to a welcoming community that thrives on local pride and neighborly connections. The city's historic downtown area is dotted with delightful shops, cozy cafes, and eateries that showcase the best of local cuisine. Families will appreciate the excellent schools and numerous parks, making it a fantastic place to raise children. Plus, the city's commitment to sustainability and outdoor living is evident in its well-maintained trails and green spaces.

For those considering a move to this enchanting city, there are plenty of beautiful homes available for under $400,000. Whether you’re looking for a cozy bungalow, a charming Victorian, or a modern family home, Two Rivers has something for everyone. With competitive pricing and a range of options, you can find a property that fits your lifestyle and budget without sacrificing quality or comfort.

Discover the joys of living in Two Rivers, where community spirit meets the beauty of nature. Explore the available homes today and take the first step toward your new life in this delightful Wisconsin gem!

Newest Two Rivers Homes under $400,000

$400,000

3 Beds ⋅ 2.5 Baths ⋅ ACTIVE Status

TIMELESS CHARM. MODERN COMFORT.A century of character with the updates and space to match! Situated on nearly an acre between Manitowoc, Two Rivers, & Mishicot this early 1900s farmhouse offers country living with everyday convenience. Inside, enjoy beautiful walnut woodwork, tall ceilings, flexible living and dining spaces, an updated kitchen with island and pantry, plus main floor laundry. Upstairs features a spacious primary suite with private bath and huge walk-in closet, plus 2 additional bedrooms and a full bath. The stone basement offers high ceilings, a wood burner and walk-up access. Outside, enjoy a fenced yard, classic farmhouse wrap around porch, 2-car attached garage AND a separate 2-car shed.Your farmhouse find awaits!

1312 E Sth 310, Two Rivers

Listing courtesy of Bold Blazer Group.

$189,900

4 Beds ⋅ 2 Baths ⋅ ACTIVE Status

This charming 4-bedroom, 2-bathroom home with 1,419 sq ft is just blocks from the beach! Enjoy the fenced yard, take a stroll downtown or to the beautiful Nashotah Beach, or relax on your enclosed porch. Highlights include a first-floor primary bedroom, first-floor laundry, newer windows, updated flooring, a newer furnace, central air, and much more. You won't want to miss this gem!

1911 Jackson Street, Two Rivers

Listing courtesy of Weichert, Realtors CornerStone.

$165,000

3 Beds ⋅ 1.5 Baths ⋅ ACTIVE Status

MORE ROOM. MORE POSSIBILITIES.Don't let the square footage fool you! This Two Rivers home has more to offer than meets the eye.Inside, you'll find flexible living & dining spaces, an open kitchen, a main-floor bedroom & convenient half bath. Upstairs offers two additional bedrooms & a full bathroom, while the lower level provides storage, laundry and walk-up access.And let's talk about the extras! A charming front sunporch gives you the perfect place to sip your morning coffee or unwind after a long day.But the real surprise? That backyard!Surprisingly spacious and fully fenced, there's room to dream! Explore the potential to expand the existing 1.5-car garage, create your own private outdoor oasis or simply enjoy having a little extra breathing room.

2413 14th Street, Two Rivers

Listing courtesy of Bold Blazer Group.

$179,900

2 Beds ⋅ 1 Baths ⋅ ACTIVE Status

Welcome to this well-maintained brick ranch in a great Two Rivers location! The inviting open floor plan connects the spacious living room to the dining area and kitchen, creating a comfortable layout for everyday living and entertaining. The primary bedroom features a patio door leading directly to a covered patio, perfect for relaxing and enjoying the outdoors. Main floor laundry adds everyday convenience, while the attached garage provides easy access and additional storage. The basement offers potential for an additional half bath. Outside, enjoy the large lot featuring a peaceful pond, storage shed, and plenty of space for outdoor activities, gardening, or entertaining. This charming home offers comfort, convenience, and outdoor space. Some photos have been virtually staged. Schedule

2515 41st Street, Two Rivers

Listing courtesy of Keller Williams Green Bay.

$150,000

4 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Come check out this charming 4-bedroom, 1.5-bathroom home featuring a spacious 2-car garage and an adorable fenced-in backyard. Conveniently located just a few blocks from Neshota Beach, various parks, and downtown amenities. Whether you're spending the day at the beach, exploring downtown, or staying in on a cold night, you'll have a tough time running out of things to do. Don't miss out on the chance to make this wonderful home yours!

2404 Lincoln Avenue, Two Rivers

Listing courtesy of Berkshire Hathaway HS Metro Realty-The Collective.

$149,900

3 Beds ⋅ 1 Baths ⋅ ACTIVE Status

Well-maintained 3BR ranch on an oversized lot in the City of Two Rivers! This inviting home offers a spacious living room w/ picture window, eat-in kitchen w/ abundant cabinet & counter space, plus a window over the sink to brighten up the daily routine. Bedrooms offer generous closets & additional built-in storage. Full bath w/ shower over tub. Full basement provides laundry area & plenty of storage. Enjoy central air, forced-air heat, a partially fenced yard & detached 2-car garage. Oversized lot offers plenty of room for play, gardening or the possibility of adding another garage. Short walk to Walsh Field, Neshotah Beach & Lake Michigan, plus Dairy Queen for an ice cream cone! Why rent when you can own & build equity?

2618 Lincoln Avenue, Two Rivers

Listing courtesy of Keller Williams-Manitowoc.

$279,900

3 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Super clean 3BR, 2BA ranch ready for its next owner! Huge LR with fireplace and tons of natural light. Spacious dine-in kitchen with plenty of room to gather. LL features a large rec room plus bonus room that could be used as an extra BR or office. Outside you'll find a fenced-in yard and large 2-car attached garage with plenty of extra storage space. Home has been pre-inspected for peace of mind! Some photos digitally altered.

2012 34th Street, Two Rivers

Listing courtesy of 1st Anderson Real Estate.

$169,500

4 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Welcome to this spacious home offering over 1,700 square feet of living space and plenty of room for everyone. The sunroom welcomes you into the home and leads to the eat-in kitchen featuring ample storage and a convenient pantry. The main level also offers a dining room, currently used as a family room, a living room, and a bedroom. A practical mudroom provides a designated space for coats, shoes, backpacks and everyday belongings. A trap door offers access to the basement mechanicals, while the laundry is conveniently located on the second floor. Additional features include walk-in closets, included appliances and a detached 2-car garage. With generous living space and flexible rooms throughout, this home offers plenty of opportunity to make it your own.

1606 20th Street, Two Rivers

Listing courtesy of Coldwell Banker Real Estate Group Manitowoc.

$249,900

4 Beds ⋅ 1.5 Baths ⋅ ACTIVE Status

Discover this beautifully updated 4-bedroom, 1.5-bathroom home, offering 1,748 sq. ft. of comfortable living space. Nestled in a serene setting, this country-style property is conveniently located within Town of Two Rivers, and within City Limits.The spacious, modern kitchen features updated flooring and plenty of room to entertain. The first-floor laundry adds convenience to your daily routine, while the walk-in shower offers a touch of luxury. Enjoy peace of mind with a private well and septic system, as well as an owned water softener.Relax and unwind on the upper-level wooden deck, overlooking your private outdoor space. This home combines the best of both worlds--a peaceful country ambiance with easy access to city amenities.

3315 Cedar Heights Drive, Two Rivers

Listing courtesy of Weichert, Realtors CornerStone.

$169,900

ACTIVE Status

Welcome to this fantastic up/down duplex multi-family home, perfect for investors seeking strong returns! This property features a spacious 3-bedroom upper unit and a comfortable 3-bedroom lower unit, totaling 2,136 square feet of living space. Priced accordingly for the highly sought-after investor rental rule, it promises excellent cash flow and ROI potential. Each unit benefits from separate basement access and exclusive use, offering valuable additional space for storage or expansion. Currently vacant and being remodeled, this is an ideal opportunity to customize finishes and maximize rental appeal. Whether house-hacking by living in one unit and renting the other, or generating passive income from both, this multi-family property delivers.

1812 14th Street, Two Rivers

Listing courtesy of Weichert, Realtors CornerStone.

$279,900

3 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Wow is all you can say about this 3 BR 2 BA 2 story beauty. This lovely home has been totally redone from top to bottom and is tastefully decorated. The home offers first floor laundry, Central Air, a Dining room and a large kitchen with appliances included. You can enjoy views of the East Twin River from either the upstairs family room or from the newer porch off the back of the home. There is a larger 2 car garage complete with upper storage area and a staircase leading to it. All this and it is walking distance to the best beach in Wisconsin, Neshota Park, shopping and restaurants.

2012 Jackson Street, Two Rivers

Listing courtesy of 1st Anderson Real Estate.

$162,500

2 Beds ⋅ 1.5 Baths ⋅ ACTIVE Status

Cozy 2 BR home with an additional oversized 2+ car heated shop. This home has views of the East Twin River and is walking distance to Lake Michigan's best beach, parks, shopping and dining. There is a rec room with a bar & extra toilet. Most appliances are included. The main bath has been updated to be ADA compliant with a nice walk in shower. Newer furnace (2025). Three decks to sit at to unwind.

2018 Jackson Street, Two Rivers

Listing courtesy of 1st Anderson Real Estate.

Start Your Search

Copyright 2026 WIREX Multiple Listing Service. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable, but not guaranteed. Information is supplied by seller and other third parties and has not been verified.