Chippewa Falls Homes under $200,000

Chippewa Falls Homes under $200,000

Welcome to Chippewa Falls, Wisconsin – a charming city nestled in the heart of Chippewa County, where small-town warmth meets the beauty of nature. Known for its stunning landscapes, including the picturesque Chippewa River, this vibrant community offers a perfect blend of outdoor adventure and urban convenience. Whether you’re exploring the scenic trails of the nearby parks or enjoying a leisurely stroll through the historic downtown area, Chippewa Falls is a place where you can truly feel at home.

For those looking to settle down in this delightful city, you’ll be pleased to discover a variety of homes available for under $200,000. This affordability makes Chippewa Falls an attractive option for first-time homebuyers, families, and anyone seeking a peaceful lifestyle without breaking the bank. The local real estate market features charming single-family homes, cozy bungalows, and even some multi-family options, all designed to cater to diverse needs and budgets.

Living in Chippewa Falls means you can enjoy a rich community spirit, with local events, farmer's markets, and festivals that bring residents together throughout the year. With excellent schools, friendly neighbors, and a strong sense of belonging, it’s no wonder that so many people are choosing to call Chippewa Falls home.

If you’re ready to embark on your home-buying journey, let us help you find the perfect property that fits your lifestyle and budget in this beautiful city. Your dream home in Chippewa Falls awaits!

Newest Chippewa Falls Homes under $200,000

16 S Grove Street, Chippewa Falls
$175,000
5 Beds ⋅ 1 Baths ⋅ ACTIVE Status
Step into a piece of Chippewa Falls history with this charming two story home, originally built in 1888, offering character, space, and plenty of potential. Set on approximately .25 acres, this historic property is ready for someone with vision to bring it back to life and make it their own. With 5 bedrooms, spacious rooms, and 1 large bathroom, there is plenty of room for a growing household, rental opportunity, or investment project. The large kitchen provides a great starting point for updates, while abundant natural light throughout the home creates a bright and welcoming atmosphere. The main level also features a large laundry room, adding convenience and valuable functional space. A full basement provides excellent storage and utility space, while the newer forced air furnace is a valuable update. Outside, enjoy two decks: a covered 17' x 9' deck and a generous 14' x 26' back deck ideal for relaxing, entertaining, or enjoying the spacious yard. One of the standout features is the detached 24' x 24' two car garage, offering plenty of room for vehicles, storage, hobbies, or a workshop. The combination of the garage, basement, spacious rooms, and generous outdoor areas gives this property tremendous versatility. This is a home that needs some TLC, making it an excellent opportunity for a handyman, investor, or buyer looking for a property with character and room to add value. Think handyman special, renovation project, or investment property the possibilities are here. The sellers are motivated and the property has been pre-inspected, giving buyers an opportunity to understand the home's condition as they consider its potential. Priced to attract attention, this historic Chippewa Falls property offers space, character, and opportunity at a great price. Bring your ideas and make this piece of history your own!

16 S Grove Street, Chippewa Falls

Listing courtesy of Edina Realty, Inc. - Chippewa Valley.

465 W Spruce Street, Chippewa Falls
$189,900
3 Beds ⋅ 1 Baths ⋅ ACTIVE Status
An inviting opportunity at an appealing price point, 465 W Spruce St offers practical space and classic two-story character in Chippewa Falls. This new listing features three bedrooms, one bathroom, and 1,392 square feet, creating a versatile layout for first-time buyers, downsizers, or anyone seeking value without giving up useful everyday features. The wraparound front porch gives the home a memorable presence on its corner lot and provides a natural place for coffee, conversation, or watching the neighborhood pass by. Inside, a dedicated dining room offers space for shared meals and special occasions. Main-floor laundry keeps household routines convenient, while the main-level bedroom makes single-floor living more accessible. Two additional bedrooms are located upstairs, offering separation for family, guests, hobbies, or a home office. Outdoor living continues on the back deck, ready for grilling, relaxing, or enjoying warm Wisconsin afternoons. The backyard storage shed helps keep lawn equipment, bicycles, tools, and seasonal items organized. Overhead, a metal roof adds a practical feature to the property. Located within easy reach of Chippewa Falls High School and LC Stanley Park, this home places education and outdoor recreation nearby. With a flexible bedroom arrangement, multiple outdoor spaces, and an approachable entry into homeownership, this property brings together function and potential. Explore the possibilities and see how 465 W Spruce St can fit your plans, whether you?re buying your first home or making your next move in Chippewa Falls today.

465 W Spruce Street, Chippewa Falls

Listing courtesy of C21 Affiliated.

465 W Spruce Street, Chippewa Falls
$189,900
3 Beds ⋅ 1 Baths ⋅ ACTIVE Status
An inviting opportunity at an appealing price point, 465 W Spruce St offers practical space and classic two-story character in Chippewa Falls. This new listing features three bedrooms, one bathroom, and 1,392 square feet, creating a versatile layout for first-time buyers, downsizers, or anyone seeking value without giving up useful everyday features. The wraparound front porch gives the home a memorable presence on its corner lot and provides a natural place for coffee, conversation, or watching the neighborhood pass by. Inside, a dedicated dining room offers space for shared meals and special occasions. Main-floor laundry keeps household routines convenient, while the main-level bedroom makes single-floor living more accessible. Two additional bedrooms are located upstairs, offering separation for family, guests, hobbies, or a home office. Outdoor living continues on the back deck, ready for grilling, relaxing, or enjoying warm Wisconsin afternoons. The backyard storage shed helps keep lawn equipment, bicycles, tools, and seasonal items organized. Overhead, a metal roof adds a practical feature to the property. Located within easy reach of Chippewa Falls High School and LC Stanley Park, this home places education and outdoor recreation nearby. With a flexible bedroom arrangement, multiple outdoor spaces, and an approachable entry into homeownership, this property brings together function and potential. Explore the possibilities and see how 465 W Spruce St can fit your plans, whether you?re buying your first home or making your next move in Chippewa Falls today.

465 W Spruce Street, Chippewa Falls

Listing courtesy of Century 21 Affiliated.

249 Pumphouse Road, Chippewa Falls
$189,900
2 Beds ⋅ 2 Baths ⋅ ACTIVE Status
Charming & Updated Wis. Condo in Prime Chippewa Falls Location. Experience effortless living in this beautifully maintained 2-bedroom, 1.5-bathroom condo. Perfect for those seeking a "move-in ready" lifestyle, this home features thoughtful updates and a layout designed for both comfort and convenience. Key Features You?ll Love: Modern Climate Control: Stay cool all summer long with newly installed mini-split units, offering efficient and customizable cooling throughout the home. Updated Interior: The main level boasts a large living room flooded with natural light that leads directly to your private deck and patio area?perfect for morning coffee or evening relaxation. The kitchen comes fully equipped with all appliances included, featuring newer models that make meal prep a breeze. Abundant Storage: Never run out of space with a finished lower-level family room and a dedicated laundry area conveniently located on the upper level next to the bedrooms. Prime Location: Nestled in a quiet community near the Chippewa River and local trails, you?ll enjoy the peace of nature with the convenience of being minutes from downtown. Low Maintenance: Say goodbye to lawn care and snow removal; it?s all handled for you through the HOA, leaving you more time to enjoy the nearby bike paths and river activities. This home has been meticulously cared for and updated, making it a rare find in today's market. Schedule your private showing today and see why this Pumphouse Road gem is the perfect place to call home!

249 Pumphouse Road, Chippewa Falls

Listing courtesy of Woods & Water Realty Inc..

249 Pumphouse Road, Chippewa Falls
$189,900
2 Beds ⋅ 2 Baths ⋅ ACTIVE Status
Charming & Updated Condo in Prime Chippewa Falls Location. Experience effortless living in this beautifully maintained 2-bedroom, 1.5-bathroom condo. Perfect for those seeking a "move-in ready" lifestyle, this home features thoughtful updates and a layout designed for both comfort and convenience. Key Features You?ll Love: Modern Climate Control: Stay cool all summer long with the Mitsubishi HVAC Ductless Mini-split heating and cooling units on ALL 3 levels, offering efficient and customizable cooling throughout the home. Updated Interior: The main level boasts a large living room flooded with natural light that leads directly to your private deck and patio area?perfect for morning coffee or evening relaxation. The kitchen comes fully equipped with all appliances included, featuring newer models that make meal prep a breeze. Abundant Storage: Never run out of space with a finished lower-level family room and a dedicated laundry area conveniently located on the upper level next to the bedrooms, with updated windows. Prime Location: Nestled in a quiet community near the Chippewa River and local trails, you?ll enjoy the peace of nature while being minutes from downtown. Low Maintenance: Say goodbye to lawn care and snow removal; it?s all handled for you through the HOA, leaving you more time to enjoy the nearby bike paths and river activities. This home has been meticulously cared for and updated, making it a rare find in today's market. Schedule your private showing today and see why this Pumphouse Road gem is the perfect place to call home!

249 Pumphouse Road, Chippewa Falls

Listing courtesy of Woods & Water Realty Inc/Regional Office.

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Copyright 2026 WIREX Multiple Listing Service. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable, but not guaranteed. Information is supplied by seller and other third parties and has not been verified.

Copyright 2026 WIREX Multiple Listing Service. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable, but not guaranteed. Information is supplied by seller and other third parties and has not been verified.