Saint Croix Homes with Finished Basement

Welcome to Saint Croix County, Wisconsin, where picturesque landscapes and small-town charm await you. Nestled in the heart of the state, Saint Croix County is known for its natural beauty, vibrant communities, and strong sense of community.

If you're in the market for a home with a finished basement, Saint Croix County has a variety of options to choose from. Whether you're looking for extra living space, a cozy retreat, or a place to entertain guests, a home with a finished basement provides endless possibilities. From cozy bungalows to spacious family homes, you'll find a range of properties that fit your needs and lifestyle.

Imagine hosting movie nights in your own private cinema, setting up a home gym, or creating the ultimate game room in your finished basement. With the extra space and flexibility that a finished basement provides, the possibilities are endless.

When you choose a home with a finished basement in Saint Croix County, you're not just investing in a property – you're investing in a lifestyle. Enjoy the added comfort, convenience, and value that a finished basement brings to your home, and make the most of your living space in this beautiful county.

Discover the perfect home with a finished basement in Saint Croix County and start living the life you've always dreamed of.

Newest Saint Croix Homes with Finished Basement

$315,000

2 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Welcome to this thoughtfully updated 2 bed, 2 bath home offering comfortable living, modern updates, and a functional layout. Filled with abundant natural light, the main level features a stylish kitchen with stainless steel appliances, new countertops and sink, and a seamless flow into the light-filled living room with a mounted TV included in the purchase. Generous bedrooms, an updated main-level bath, fresh paint, updated flooring, and upgraded fixtures and finishes create a move-in ready feel throughout the main level. The lower level offers a large family room with a pellet-burning stove and plenty of storage and hobby space, providing flexibility for everyday living. Outside, enjoy a walkout deck leading to the private backyard with ample room to enjoy the outdoors. With new siding, updated main-level windows, a new front deck, and a new front door, plus a convenient location near the Apple River, parks, restaurants, and Hwy 35 & 64, this home is one you won't want to miss.

736 180th Avenue, Somerset

Listing courtesy of Edina Realty, Inc..

$345,000

4 Beds ⋅ 1 Baths ⋅ ACTIVE Status

Welcome to your new home that sits on a very large beautiful City of New Richmond corner lot with beautiful mature trees. This home boast 4 beds and 1bath with a rough in, on lower lever for a second bath. The whole upstairs is beautifully redone with new flooring throughout the upstairs, new kitchen cabinets ( some that can be left for future projects, if desired). New counter tops and stainless steel oversized sink. Large primary Bathroom was a full remodel about 3 years ago, new vanity, shower, flooring, paint and tile. There is also a Jacuzzi tub to relax in after a long hard day. The master is connected to the primary bathroom with own private entrance to the bathroom. Primary bedroom has newer carpet/ paint ( within 3 years) large walk-in closet with closet organizing shelving, The second bedroom has newer flooring and paint and also has a very large walk-in closet. The downstairs is 2/3 finished waiting for your finishing touches. There are 2 beds downstairs that have newer carpet and paint( within 3 years). Large storage closet under stairs, laundry room with a new water heater and family area that is partially finished waiting for your added touches. There is a very large deck out the back, great for entertaining. There is a cute shed for your garden needs or a he/she shed, kids playhouse! 2.5 car garage for your 2 cars and lawn mower or whatever you want to use the extra open space for, there is also a very large work bench with pegboard to hang all your tools and goodies. Big shelving for storage as well. New garage door system and a fresh layer of gravel on the driveway. This home also comes with a home warranty! Don't wait to see this one, it won't last long!

681 Utah Avenue, New Richmond

Listing courtesy of Edina Realty, Inc..

$570,000

4 Beds ⋅ 3 Baths ⋅ ACTIVE Status

Experience the best of country living in over 2,800 finished sq. ft. nestled on 2 scenic acres. This beautifully designed home features 4 bedrooms, 3 bathrooms, and a versatile bonus room, perfect for a home office, playroom, or guest space. The functional layout offers generous living spaces filled with natural light, while the finished walkout basement provides additional room for entertaining, relaxing, or creating the space that fits your lifestyle. Step outside and enjoy the peaceful surroundings with plenty of room for outdoor activities, gardening, or gathering on the deck with friends and family. Conveniently located just outside of town, with quick access to I-94, Hudson, and the Twin Cities, this property offers the perfect blend of privacy, space, and convenience. Don't miss your opportunity to make this exceptional country home your own!

1738 96th Avenue, Hammond

Listing courtesy of 10 Point Realty LLC.

$450,000

3 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Welcome to your private wooded sanctuary! Meticulously built by the homeowner 35 years ago, this exceptional property blends enduring craftsmanship with modern convenience. Situated on a serene 3.4-acre private, wooded lot, the estate offers total peace and quiet perfectly positioned between Somerset and New Richmond. Nature lovers will adore the 3-season and 4-season porches, providing the perfect spots to unwind and enjoy panoramic forest views all year long. Step inside to find premium upgrades, including custom automated blinds controlled by remote. The beautifully finished walkout basement expands your living space and includes a 3rd bedroom option, perfect for guests, a home office, or a growing family. The outdoor space boasts a beautifully crafted 1.5 acre cedar fenced-in yard, perfect for pets and play. For the hobbyist, mechanic, or contractor, the year-round detached garage provides a heated, fully functional workspace originally designed for working on vehicles. Don't miss this rare, one-owner hidden gem! Home is being sold "AS-IS". Measurements are considered to be accurate. Buyer's responsibility to confirm measurement accuracy.

1762 85th Street, Somerset

Listing courtesy of Realty ONE Group SIMPLIFIED.

$665,000

4 Beds ⋅ 3 Baths ⋅ ACTIVE Status

Welcome Home! This beautiful rambler is nestled on 1.5 acres with picturesque views overlooking the 15th green of Pheasant Hills Golf Course. Offering the perfect blend of country charm and modern comfort, this stunning home features 4 bedrooms and 3 bathrooms. The recently updated primary ensuite provides a luxurious retreat, while new hardwood flooring enhances both the primary bedroom and the office/second bedroom. Expansive main-floor windows and the inviting four-season porch fill the home with natural light and showcase the peaceful surroundings. Step outside to the maintenance-free deck, perfect for relaxing. Six newly planted fir trees along the north side of the property add beauty and privacy, completing this exceptional country setting.

1749 110th Avenue, Hammond

Listing courtesy of Coldwell Banker Realty.

$549,900

4 Beds ⋅ 3 Baths ⋅ ACTIVE Status

Brand-new Model Home in Rich River Trails, New Richmond with no HOA and a neighborhood park. The Hudson plan features an open main level with a spacious kitchen, dining, and great room, plus three bedrooms including a private owner?s suite, main-floor laundry, and a three-car garage. Large windows and a composite deck overlook the backyard. The finished lower level adds a family room, flex space, bedroom, and bath. Enjoy energy-efficient construction, modern finishes, and a builder warranty near parks, trails, schools, and quick access to Highway 35 for an easy commute to Stillwater and the Twin Cities.

1125 Legacy Parkway, New Richmond

Listing courtesy of New Home Star Wisconsin.

$389,000

4 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Beautiful brand new 4 bedroom home. Anderson windows, open floor plan, and an ICF basement. Front entry has a covered concrete porch and a concrete driveway. Finsished walk out basement with a large family room for the kids or entertaining.

206 Blackhawk Drive, Woodville

Listing courtesy of 715 Real Estate.

$1,400,000

5 Beds ⋅ 3 Baths ⋅ ACTIVE Status

Some homes are simply places to live. Others hold a story. Set along the shores of Lake Mallalieu, this beautifully transformed 5-bedroom, 3-bath lake home offers waterfront living, direct lake access, and a peaceful natural setting?all in the heart of Hudson. Extensively renovated in 2025?2026, nearly every inch of the property has been thoughtfully reimagined. Improvements include a new two-car garage addition, new driveway, extensive landscaping, new stairs to the lake, multiple decks and outdoor spaces, plus transformed interiors featuring new cabinetry, countertops, appliances, drywall, paint, electrical, HVAC, and more. Panoramic lake views create a beautiful backdrop throughout the seasons, while direct water access makes it easy to kayak, paddleboard, and enjoy life along the shoreline. The property is surrounded by abundant wildlife and natural beauty, yet remains just minutes from downtown Hudson and the St. Croix River, with convenient access to I-94 for an easy commute to the Twin Cities. A saltwater hot tub and premium infrared and steam sauna create a private wellness space at home, while multiple indoor and outdoor gathering areas provide room to entertain, relax, and enjoy the lake. This home has also held a meaningful purpose. It has been a place where people have gathered, prayed, rested, celebrated, and found renewal. Its story is one of hospitality, connection, and peace?a legacy ready for its next chapter. All furnishings are available for purchase separately, offering the opportunity to preserve the home's thoughtfully curated design. A beautifully transformed lakefront home where nature, convenience, and thoughtful design come together?a place to gather, to rest, and to be still.

767 Mallalieu Drive, Hudson

Listing courtesy of Leader Real Estate Group, Inc..

$545,000

4 Beds ⋅ 3 Baths ⋅ ACTIVE Status

Completely remodeled from top to bottom, this exceptional 4BR/3BA home is truly move-in ready! The bright, open-concept design showcases a beautifully updated kitchen with newer appliances, stylish cabinetry, and modern finishes that flow effortlessly into the inviting living area?perfect for entertaining or everyday living. The spacious primary suite offers a walk-in closet and private bath, while three additional bedrooms provide room for family and guests. The finished lower level features a cozy family room plus a versatile bonus room ideal for a home office, exercise room, or hobby space. Enjoy the new oversized deck, new concrete patio, fully fenced backyard, detached 2-car garage, and extra parking. Just blocks from Historic Downtown Hudson's quaint shops, wonderful restaurants, Lakefront Park, Hudson Pier Beach, and the scenic St. Croix River.

615 Vine Street, Hudson

Listing courtesy of Realty ONE Group SIMPLIFIED.

$699,900

5 Beds ⋅ 4 Baths ⋅ ACTIVE Status

Discover your own private country haven! Set on 18.7 peaceful and secluded acres, this custom-built retreat offers exceptional space, versatility, and endless possibilities. With 5+ bedrooms and 4 baths, it?s perfect for large families, multi-generational living, or anyone who simply wants room to spread out. The fully finished walkout basement adds even more flexibility, featuring a cozy family room, dedicated man cave, and craft room?ideal for hobbies, a home office, or a home-based business. Every inch of this home was thoughtfully designed with comfort and function in mind. Outdoor enthusiasts and horse lovers will fall in love with the fenced pasture, and a spacious pole shed for storage, equipment, or future projects. Whether you dream of raising animals, gardening, working from home, or embracing a peaceful rural lifestyle, this property delivers the freedom to live life on your own terms. Tucked far off the road and complete with its own private shooting range, this property offers unmatched privacy, tranquility, and the true essence of country living. Your secluded sanctuary awaits!

1620 County Road X, Glenwood

Listing courtesy of Biltmore Realty.

$459,900

4 Beds ⋅ 3 Baths ⋅ ACTIVE Status

Welcome home to this stunning 4-bedroom, 3-bathroom) walkout nestled on 1.23 beautifully landscaped acres at the end of a peaceful cul-de-sac in the highly sought-after St. Croix School District. Offering the perfect blend of privacy, comfort, and space, this property is designed for both everyday living and effortless entertaining. Step inside to an inviting open-concept layout where the kitchen, dining, and living areas flow seamlessly together, creating a warm and welcoming atmosphere for gatherings with family and friends. The spacious walkout lower level provides an ideal entertaining space, family room, game room, or home theater?offering endless possibilities to fit your lifestyle. This home features 2 full baths on the main level and a bath in the basement. Outside, you?ll fall in love with the expansive wraparound deck overlooking the picturesque, park-like backyard. Mature trees, wide open green space, and a charming storage shed make this property perfect for relaxing, hosting summer barbecues, or simply enjoying the peaceful surroundings. Complete with a spacious 3-car garage and located in a quiet neighborhood that offers the serenity of country living while remaining close to everyday conveniences, this home truly checks all the boxes. This is the one you?ve been waiting for?don?t miss your opportunity to make it yours!

869 161st Street, Hammond

Listing courtesy of Edina Realty, Inc..

$439,900

5 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Enjoy spacious living in this well-maintained 5-bedroom, 2-bath split-entry located in a desirable North Hudson neighborhood. Designed for both everyday living and entertaining, the walkout lower level opens to a generous patio, while the expansive deck provides another inviting space to gather with family and friends or simply enjoy the peaceful backyard. The beautiful four-season porch, complete with a cozy gas stove, offers a comfortable retreat in every season. The functional floor plan provides plenty of room to spread out, and the wood-burning fireplace with an efficient insert adds warmth and character during the cooler months. Numerous updates over the years include the roof, furnace, central air, water heater, remodeled bathrooms, retaining wall and patio, plus windows in two front bedrooms. Conveniently located near parks, schools, shopping, and with quick access to downtown Hudson and the Twin Cities, this home offers a wonderful combination of comfort, space, and convenience.

745 10th Street, North Hudson

Listing courtesy of Real Broker LLC.

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