Polk Homes with Finished Basement

Polk Homes with Finished Basement

Welcome to Polk County, Wisconsin! Nestled in the beautiful state of Wisconsin, Polk County offers a charming and picturesque setting for those looking to call it home. With its rolling hills, lush green landscapes, and friendly communities, this county is a true gem in the Midwest.

One of the standout features of homes in Polk County is the prevalence of finished basements. If you're in search of a home with extra space and versatility, you'll find it here. Finished basements offer homeowners the opportunity to create additional living areas, entertainment spaces, home offices, or even a personal gym. Whether you're hosting a family gathering or simply seeking a quiet retreat, a finished basement provides the perfect solution.

Polk County boasts a diverse range of housing options, from cozy single-family homes to spacious estates. With its affordable real estate market, you'll find a variety of homes that suit your budget and lifestyle. Whether you're a first-time buyer, a growing family, or someone looking to downsize, there's something for everyone in Polk County.

Beyond its beautiful homes, Polk County offers a wealth of recreational activities for outdoor enthusiasts. With its numerous lakes, rivers, and parks, residents can enjoy boating, fishing, hiking, and camping all year round. The county also hosts various community events, farmers markets, and festivals that bring neighbors together and create a strong sense of community.

If you're seeking a peaceful and welcoming community with homes that feature finished basements, Polk County is the perfect place to call home. Its natural beauty, affordable housing options, and abundant recreational opportunities make it an ideal destination for those looking to settle down in Wisconsin.

Newest Polk Homes with Finished Basement

$484,900
4 Beds ⋅ 2 Baths ⋅ ACTIVE Status
Rare opportunity to own a beautifully maintained 2021-built home nestled on nearly 3 private wooded acres just minutes from Osceola. This move-in-ready 4-bedroom, 2-bath home offers the perfect balance of privacy, modern amenities, and convenience. A private driveway leads to a peaceful wooded setting, creating a secluded retreat while remaining close to schools, shopping, and everyday conveniences. Inside, you?ll find a bright, open layout with spacious living areas, oversized closets, and a thoughtfully designed floor plan that blends comfort and functionality. The finished walkout lower level provides additional living space, while the spacious deck overlooks the surrounding woods, offering beautiful views year-round. Fiber internet provides high-speed connectivity for remote work, streaming, and everyday life. Additional features include a 220-volt outlet in the garage, ideal for an electric vehicle charger or workshop equipment, and a dedicated 220-volt hookup on the lower level for a future hot tub or spa. Modern finishes, quality appliances, and thoughtful design make this home truly move-in ready. If you?ve been searching for a newer home with privacy, wooded acreage, and modern conveniences just minutes from town, this is a rare opportunity you won?t want to miss. Professional photos coming soon.

2339 84th Avenue, Osceola

Listing courtesy of Outdoors Realty.

$484,900
4 Beds ⋅ 2 Baths ⋅ ACTIVE Status
Rare opportunity to own a beautifully maintained 2021-built home nestled on nearly 3 private wooded acres just minutes from Osceola. This move-in-ready 4-bedroom, 2-bath home offers the perfect balance of privacy, modern amenities, and convenience. A private driveway leads to a peaceful wooded setting, creating a secluded retreat while remaining close to schools, shopping, and everyday conveniences. Inside, you?ll find a bright, open layout with spacious living areas, oversized closets, and a thoughtfully designed floor plan that blends comfort and functionality. The finished walkout lower level provides additional living space, while the spacious deck overlooks the surrounding woods, offering beautiful views year-round. Fiber internet provides high-speed connectivity for remote work, streaming, and everyday life. Additional features include a 220-volt outlet in the garage, ideal for an electric vehicle charger or workshop equipment, and a dedicated 220-volt hookup on the lower level for a future hot tub or spa. Modern finishes, quality appliances, and thoughtful design make this home truly move-in ready. If you?ve been searching for a newer home with privacy, wooded acreage, and modern conveniences just minutes from town, this is a rare opportunity you won?t want to miss. Professional photos coming soon.

2339 84th Avenue, Osceola

Listing courtesy of Outdoors Realty.

$989,000
4 Beds ⋅ 4 Baths ⋅ ACTIVE Status
Located just 30 minutes from Stillwater, less than 60 minutes from the Twin Cities, you can experience refined Northwoods living in this architecturally distinctive 4-bedroom, 4-bath residence set along the highly sought-after shores of Big Lake. Thoughtfully positioned within a serene and private setting, the home is designed to frame peaceful lake views and convenient lake access from the front, while a lush wooded backdrop at the rear creates a rare balance of openness, natural beauty, and seclusion. Inside, generous living spaces are planned for both everyday comfort and effortless entertaining, including a spacious family room with a dedicated hosting area and heated floors. On the main level, the beautifully appointed kitchen pairs hickory cabinetry with quartz countertops, a granite sink, and a walk-in pantry, creating a warm and functional centerpiece for gathering. Rich wood finishes carry throughout the home, complementing the log construction and enhancing the inviting, lodge-inspired character of the interior. The expansive layout offers abundant storage and a sense of scale, while the remarkable 3-car garage and large 25x42 tuck-under garage provide exceptional space for car enthusiasts, hobbyists, outdoor gear, and lake-life essentials. A large dog kennel with an outdoor run adds thoughtful convenience for four-legged family members. Outdoors, a new deck extends the living experience into the surrounding landscape. Including a private backyard embraced by nature. Recent updates include a new refrigerator in May and a new dishwasher in June. Opportunities to own on Big Lake are rare, making this one-of-a-kind property an exceptional offering for luxury lake-area living. Schedule your private showing today. Within 10 minutes of no less then 12 other lakes, hunting and fishing galore in this area. 7 minutes to Trollhaugen Ski area. Within miles of State, Regional and Local parks with lots of hiking and biking trails. Many roads open to UTV riders. Golf courses galore!

1898 60th Avenue, Osceola

Listing courtesy of White Oaks Real Estate, LLC.

$298,000
3 Beds ⋅ 2 Baths ⋅ ACTIVE Status
Welcome to this charming, well maintained, one-owner home nestled in one of St. Croix Falls? most sought-after neighborhoods. This home provides 3 bedrooms on the main level and a bright, cozy 4 season room that overlooks the big, beautiful backyard. Downstairs, the fully finished lower level offers a spacious family room and versatile bonus area, with potential to easily add a 4th bedroom. Great family or starter home, in an ideal neighborhood that is close to schools, and shopping areas.

414 S Moody Road, Saint Croix Falls

Listing courtesy of Property Executives Realty.

$383,000
4 Beds ⋅ 2 Baths ⋅ ACTIVE Status
Welcome to your dream home at 956 Sunflower Way! This beautifully maintained 4-bedroom, 2-bathroom residence offers the perfect blend of comfort, modern updates, and an unbeatable location just minutes from the scenic Apple River. Situated on a generous 0.53-acre lot, this property provides the ideal balance of a spacious yard for outdoor activities while remaining easy to manage and maintain. Step inside to find a clean, pristine, and thoughtful interior layout designed for both everyday living and effortless entertaining. The outdoor spaces are equally impressive and ready for summer enjoyment. Relax on the back deck, which features newly installed stairs leading down to your expansive, open lawn. Storage is a breeze thanks to the brand-new garden shed, uniquely equipped with a practical ramp for seamless lawnmower, tool, or recreational gear access. Clean, cared for, and entirely move-in ready, this Amery gem truly stands out.

956 Sunflower Way, Amery

Listing courtesy of RE/MAX Results-Hudson.

$349,000
4 Beds ⋅ 2 Baths ⋅ ACTIVE Status
Beautifully updated 4-bedroom, 2 bath home. Updates include, new siding, newer roof, new kitchen, newer oversized 2 car garage heated and drywalled. Extra storage shed in the private fenced in back yard. Large deck off the dining room patio perfect for entertaining and the deck has a pool perfect for summer. Enjoy the ease of having everything close by in town and still having a private backyard oasis.

427 1st Avenue, Clear Lake

Listing courtesy of 715 Real Estate.

$450,000
4 Beds ⋅ 2 Baths ⋅ ACTIVE Status
This 4 bedroom, 2 bath multi level split has a very private lot with pretty views! Space abound with a wonderful open and inviting kitchen and dining that walks out to a nice sized deck. Beautiful fireplace in the living room with an inviting entry. Many upgrades that include a new septic in 2024 and two new water heaters in 2022.

760 110th Avenue, Lincoln

Listing courtesy of Property Executives Realty.

$525,000
3 Beds ⋅ 3 Baths ⋅ ACTIVE Status
Escape to the peace and privacy of country living on this beautiful 2.41-acre property! Surrounded by nature yet conveniently located for an easy commute, this inviting home offers the perfect blend of comfort, character, and functionality. The charming log-sided front exterior and welcoming porch set the stage for what's inside. The open-concept floor plan features vaulted ceilings, natural hardwood floors, and a cozy wood-burning fireplace that creates a warm focal point in the living room. The spacious kitchen offers abundant cabinetry, generous counter space, and plenty of storage for everyday living and entertaining. The main-level primary suite is a private retreat with a walk-in closet, full bath featuring a separate tub and shower, and direct access to the screened porch, an ideal spot to enjoy your morning coffee or unwind at the end of the day. Main-floor laundry adds everyday convenience. The finished lower level provides two additional bedrooms, a spacious family room, and a large storage area, offering room for everyone. A standout feature is the attached three-car garage with a heated and insulated hobby space complete with built-in cabinetry. Whether you need a workshop, craft room, entertaining area, or the perfect place to gather with family and friends, this versatile space is sure to impress. Step outside to your own backyard retreat featuring a deck, screened porch, and fire pit area where you can relax, entertain, and enjoy peaceful evenings under the stars. This exceptional property offers the space, privacy, and lifestyle you've been dreaming of, all in a beautiful country setting.

2485 50th Avenue, Farmington

Listing courtesy of Edina Realty, Corp. - St Croix Falls.

$525,000
3 Beds ⋅ 3 Baths ⋅ ACTIVE Status
Escape to the peace and privacy of country living on this beautiful 2.41-acre property! Surrounded by nature yet conveniently located for an easy commute, this inviting home offers the perfect blend of comfort, character, and functionality. The charming log-sided front exterior and welcoming porch set the stage for what's inside. The open-concept floor plan features vaulted ceilings, natural hardwood floors, and a cozy wood-burning fireplace that creates a warm focal point in the living room. The spacious kitchen offers abundant cabinetry, generous counter space, and plenty of storage for everyday living and entertaining. The main-level primary suite is a private retreat with a walk-in closet, full bath featuring a separate tub and shower, and direct access to the screened porch, an ideal spot to enjoy your morning coffee or unwind at the end of the day. Main-floor laundry adds everyday convenience. The finished lower level provides two additional bedrooms, a spacious family room, and a large storage area, offering room for everyone. A standout feature is the attached three-car garage with a heated and insulated hobby space complete with built-in cabinetry. Whether you need a workshop, craft room, entertaining area, or the perfect place to gather with family and friends, this versatile space is sure to impress. Step outside to your own backyard retreat featuring a deck, screened porch, and fire pit area where you can relax, entertain, and enjoy peaceful evenings under the stars. This exceptional property offers the space, privacy, and lifestyle you've been dreaming of, all in a beautiful country setting.

2485 50th Avenue, Osceola

Listing courtesy of Edina Realty, Inc..

$498,000
3 Beds ⋅ 3 Baths ⋅ ACTIVE Status
Beautifully maintained custom-built home with an open floor plan and thoughtful updates throughout, located on 5 acres! The vaulted kitchen and dining area flow into a bright south-facing sunroom, perfect for enjoying natural light. Relax on the front porch or back patio while taking in the peaceful, landscaped yard with country views and visiting wildlife. The main level features a private owner?s suite with a walk-in closet and newer carpet, main floor laundry, and an insulated, heated garage. The lower level offers in-floor heat, a spacious family room, two bedrooms, a full bathroom, and utility room. There?s also potential to add a walk-out patio, with some excavation already started. MANY NEW UPDATES include stainless steel kitchen appliances, luxury vinyl tile flooring in the kitchen, dining & sunroom, washer and dryer, tankless water heater, water softener, forced air furnace, heat pump, roof shingles, a 22,000-Watt whole house generator, garage furnace, and MORE! Heat pump provides heat to 25 degrees and air conditioning, a huge savings on propane gas and electricity. Newly installed egress window in 3rd bedroom. Move-in ready and set in a private country setting with a level land and room to grow. Plenty of space to add an outbuilding. This home truly has so much to offer!

1048 85th Avenue, Lincoln

Listing courtesy of Edina Realty, Inc..

$850,000
4 Beds ⋅ 3 Baths ⋅ ACTIVE Status
A rare opportunity to own a one-of-a-kind, home and commercial property in the heart of the St. Croix River Valley. Nestled in rural northwestern Wisconsin, just 60 miles northeast of Minneapolis/St. Paul, this working orchard sits on 5 beautiful acres and currently has 130 apple trees with 13 varieties of apples. Conveniently located just one mile west of Amery at the intersection of County Road F & County Road C, the property is zoned commercial, offering numerous options for your next business venture. The old farmhouse was moved to this property in 1987 and set on a new block foundation. The home was gutted down to the studs in 1995. New siding, windows, electrical, plumbing, natural gas forced air heating, insulation and drywall were installed. However, the original oak staircase, maple hardwood floors and millwork were preserved, giving the home a historic feel, while enjoying modern conveniences. The property is adjacent to the Stower Seven Lakes State Trail, a 14-mile trail built on a former railroad corridor. Offering unmatched recreational access right from your doorstep, you?re only minutes from wonderful lakes, numerous recreational trails, a great golf course and new pickleball courts. The outbuildings include: a 56? x 50? building currently used for a store/production/storage, a 36? x 26? detached garage currently used as a wood shop and a 50? x 32? equipment shed. More acreage is available. No business assets are included in the list price. This is more than an orchard ? it?s a beloved community landmark, with endless potential for growth. Whether you?re an outdoor enthusiast or an entrepreneur, this location delivers on all fronts. Your dream property awaits.

654 115th Street, Lincoln

Listing courtesy of Lake Life Realty Inc..

$320,000
3 Beds ⋅ 2 Baths ⋅ ACTIVE Status
Charming 3-bedroom, 2-bath split-level home situated on a spacious 0.72-acre lot on the edge of Amery, offering the convenience of city amenities with added privacy and room to enjoy the outdoors. Features include a large 24x30 detached garage, comfortable living spaces, and a deck (currently being re-built) with awning perfect for relaxing or entertaining. Conveniently located near the Apple River, parks, schools, dining, shopping, and everything Amery has to offer. A great opportunity for those seeking extra space while remaining close to town amenities.

919 Lincoln Avenue, Amery

Listing courtesy of 715 Real Estate.

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Copyright 2026 WIREX Multiple Listing Service. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable, but not guaranteed. Information is supplied by seller and other third parties and has not been verified.

Copyright 2026 WIREX Multiple Listing Service. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable, but not guaranteed. Information is supplied by seller and other third parties and has not been verified.