Polk Homes with Finished Basement

Welcome to Polk County, Wisconsin! Nestled in the beautiful state of Wisconsin, Polk County offers a charming and picturesque setting for those looking to call it home. With its rolling hills, lush green landscapes, and friendly communities, this county is a true gem in the Midwest.

One of the standout features of homes in Polk County is the prevalence of finished basements. If you're in search of a home with extra space and versatility, you'll find it here. Finished basements offer homeowners the opportunity to create additional living areas, entertainment spaces, home offices, or even a personal gym. Whether you're hosting a family gathering or simply seeking a quiet retreat, a finished basement provides the perfect solution.

Polk County boasts a diverse range of housing options, from cozy single-family homes to spacious estates. With its affordable real estate market, you'll find a variety of homes that suit your budget and lifestyle. Whether you're a first-time buyer, a growing family, or someone looking to downsize, there's something for everyone in Polk County.

Beyond its beautiful homes, Polk County offers a wealth of recreational activities for outdoor enthusiasts. With its numerous lakes, rivers, and parks, residents can enjoy boating, fishing, hiking, and camping all year round. The county also hosts various community events, farmers markets, and festivals that bring neighbors together and create a strong sense of community.

If you're seeking a peaceful and welcoming community with homes that feature finished basements, Polk County is the perfect place to call home. Its natural beauty, affordable housing options, and abundant recreational opportunities make it an ideal destination for those looking to settle down in Wisconsin.

Newest Polk Homes with Finished Basement

$300,000

3 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Enjoy the space and privacy of this single-level home set on a large lot surrounded by mature trees. The eat-in kitchen offers a comfortable place to gather, while the newly remodeled lower level, completed in 2026, adds fresh, flexible living space with convenient walkout access to the yard. An oversized detached garage provides plenty of room for vehicles, storage, hobbies, or recreational gear. Located in Wanderoos, this property offers a peaceful setting while still keeping you within easy reach of New Richmond, Amery, Balsam Lake, and Osceola.

699 1st Street, Garfield

Listing courtesy of Realty ONE Group SIMPLIFIED.

$1,550,000

4 Beds ⋅ 4 Baths ⋅ ACTIVE Status

Custom-built log home nestled on just under an acre of beautifully wooded privacy with 190 feet of exceptional frontage on highly sought-after Balsam Lake. Tucked away at the end of a quiet cul-de-sac, this property offers a gradual slope to the water's edge, a beautiful shoreline, and the perfect combination of privacy and convenience, just minutes from the charming town of Balsam Lake. Enjoy the benefits of natural gas, city sewer, and a private well. The main level features a spacious primary suite, an open-concept living area with a stunning floor-to-ceiling stone gas fireplace, and a lakeside screened porch just off the dining area. The walkout lower level has three additional bedrooms, two bathrooms, and a spacious family room with a second fireplace. Step outside to the paver patio and expansive yard, ideal for outdoor entertaining, lawn games, or simply enjoying the serene setting. A rare highlight of this property is the charming boathouse located right at the water's edge, complete with a living area, kitchenette, and bath. Offering the warmth and character of a Northwoods log home, outstanding privacy, and one of Balsam Lake's most desirable settings, this is a rare opportunity to own an exceptional lakefront property just a few miles from restaurants, shopping, and all the amenities of downtown Balsam Lake. See the supplements for items included in the sale from furniture to the pontoon. New roof in August. Enjoy boating, fishing, swimming, and all that 1,901 acre Balsam Lake has to offer within an hour of the metro area.

1758 123rd Street, Balsam Lake

Listing courtesy of Edina Realty, Inc..

$429,900

3 Beds ⋅ 3 Baths ⋅ ACTIVE Status

Discover this meticulously maintained custom-built 3-bedroom, 3-bathroom home in the desirable Balsam Lake area, offering 2,664 square feet of comfortable living space. With newer windows and patio door, an upgraded drainfield, central vacuum, and a full security system, this home combines modern convenience with thoughtful details. Enjoy outdoor living on the large deck complete with a hot tub, while the spacious, well-manicured lot features a 2-car attached garage plus an additional 1-car garage perfect for your toys. The versatile basement office can easily serve as a fourth bedroom (does not have an egress window), making this home ideal for growing families ready to settle into a great location. Don?t miss the opportunity to make this exceptional property your new family haven.

1499 120th Street, Balsam Lake

Listing courtesy of Art Anderson Realty.

$399,000

6 Beds ⋅ 4 Baths ⋅ ACTIVE Status

Spacious and beautifully updated 6-bedroom, 4-bath home situated on a .836-acre corner lot in Amery. Offering approximately 4,000 finished square feet, this home features a main-level primary suite, hardwood and tile floors, a large kitchen with center island, informal dining area, and inviting living room with gas fireplace. The finished walkout lower level features a separate entrance, second kitchen, family room, additional bedrooms, bath, and laundry room, providing flexible living space and potential rental income. The lower level may generate up to approximately $1,000 per month; buyers should verify rental use and qualifying income with their lender. Enjoy the deck, patio, light tree coverage, storage shed, and attached two-car heated and insulated garage. Conveniently located near schools, shopping, and local amenities.

705 Harriman Avenue, Amery

Listing courtesy of Apple River Realty LLC.

$265,000

3 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Apple River views most of the year! Refreshed and inviting home with thoughtful updates throughout. Step inside to find a newly updated kitchen, a new bathroom, and several updated floor coverings that give the home a clean, move-in-ready feel. The living area features a newly constructed fireplace, the home never had one previously, creating a warm focal point and a cozy place to gather. The lower level offers excellent potential with two finished rooms that could make great additional bedrooms with the addition of egress windows, giving buyers flexibility for future living space, guests, office needs, or hobbies. Outside, enjoy a good-sized quarter acre lot, offering a nice blend of usable yard space and natural privacy. Deer love the yard. The deck is already prepped for a 20-foot pool, making it easy to envision summer days spent relaxing, entertaining, and enjoying the backyard. The new pool is negotiable. Convenient location, this home offers comfort, updates, and room to grow.

315 Hillcrest Drive, Amery

Listing courtesy of Realty ONE Group SIMPLIFIED.

$310,000

3 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Welcome to this inviting 3-bedroom, 2-bath split-level home on a spacious 0.72-acre lot at the edge of Amery! Enjoy a little extra privacy and breathing room while still being just minutes from schools, parks, shopping, dining, and other city amenities. A brand-new deck was completed 08/28/26, creating a fresh outdoor space for relaxing, grilling, or entertaining, with a patio door replacement scheduled to be installed first week of September. The property also features a large 24x30 detached heated garage, comfortable living spaces, a lower level family room and plenty of room to enjoy the outdoors. Conveniently located near the Apple River and everything Amery has to offer, this home is a great option for buyers looking for space, privacy, and convenience all in one!

919 Lincoln Avenue, Amery

Listing courtesy of 715 Real Estate.

$795,000

4 Beds ⋅ 3 Baths ⋅ ACTIVE Status

Properties like this aren't offered for sale, they're passed down. Five private acres on a wildlife lake, surrounded by hundreds of acres of family-owned land that remains intact today. Enjoy the privacy, views, and sense of seclusion typically found only on much larger estates- without the taxes or maintenance. Opportunities like this are increasingly rare. Custom built 3000 sq ft walkout rambler, open concept- kitchen featuring distressed hickory cabinets, solid surface counter tops, Amish-crafted hardware, an oversized farmhouse sink and a Verona professional grade range. A lakeside deck, covered porch, paved drive, with a heated shop inside the 40x50 pole barn that completes the package. Private wildlife lake is 15 acres of surface water, 5-6 feet deep-home to swans, ducks, sandhill cranes, and more. 10 Minutes from Balsam Lake with shops, breweries, and fine dining. 15 Minutes to St. Croix Falls. 40 Minutes to Stillwater, an hour and 20 to the International Airport in St. Paul.

1855 160th Street, Centuria

Listing courtesy of Edina Realty, Inc..

$739,900

4 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Tucked away at the end of a long, winding driveway for maximum privacy, this spectacular PRE INSPECTED 4-bedroom, 2-bathroom chalet-style retreat offers the perfect balance of peaceful lakefront living and expansive outdoor acreage. Step inside to an inviting open-concept floor plan bathed in natural light. The heart of the home features a welcoming kitchen that flows seamlessly into the dining and main living areas, centered around a classic stone fireplace and framed by large windows capturing panoramic views of the water. Walk straight out onto the oversized rear deck?an ideal space for entertaining, outdoor dining, or simply taking in the tranquil, serene surroundings. Outdoors, the sprawling 41.87-acre wooded property is a paradise for nature lovers and outdoor enthusiasts alike. Explore the property with ease via an established trail system that winds past peaceful ponds, or take advantage of exceptional hunting opportunities complete with multiple permanent deer stands. With 506 feet of shoreline on Martell Lake, a quiet motorless body of water, you can enjoy fishing, kayaking, and paddling in total peace. Beyond the main home, the property offers extraordinary versatility and storage. The detached, heated, and insulated 2-car garage features an attached guest apartment or extra living quarters, complete with its own kitchen, two bathrooms, laundry and living area?ideal for extended visitors, multi-generational living, or rental potential. Additionally, a large detached pole building provides all the extra space needed for boats, ATVs, tractors, and outdoor equipment. Rarely does a property offer this level of acreage, shoreline, privacy, and functional outbuildings all in one package. Schedule your private showing today to experience this one-of-a-kind sanctuary.

2332 20th Street, Johnstown

Listing courtesy of Real Estate Solutions.

$770,000

3 Beds ⋅ 4 Baths ⋅ ACTIVE Status

Discover a truly unique lake home on Round Lake with tons of lake frontage, privacy, and an incredible wooded setting. This one-of-a-kind three-story home offers a versatile layout with plenty of space to enjoy lake life. The main level features a comfortable family room, bedroom, and bathroom. The next level opens up to a spacious kitchen, dining area, and living room, along with a bathroom and a wraparound deck perfect for enjoying the peaceful surroundings. The upper level offers two additional bedrooms and a bathroom. The lowest level includes another family room and utility room. Comfort is a priority with 4-zone heating controls and in-floor heat throughout each level. Outside, the property is surrounded by mature trees, walking trails, and a private dock providing easy access to Round Lake. A detached 30x30 three-car garage offers plenty of room for vehicles, lake toys, and storage. A truly special property with privacy, space, and the beauty of lakefront living!

530 Round Lake Court, Alden

Listing courtesy of WESTconsin Realty LLC.

$624,900

4 Beds ⋅ 3 Baths ⋅ ACTIVE Status

Welcome home to this beautiful, meticulously maintained rambler offering exceptional space, quality craftsmanship, and incredible storage, all within walking distance of Lake Wapogasset. Custom built by Derrick Construction, this 4 bedroom, 3 bathroom home showcases thoughtful design throughout, with generously sized rooms, solid wood millwork, and a warm, inviting feel from the moment you step inside. The split bedroom floor plan provides both privacy and functionality, highlighted by a spacious primary suite designed to be your own private retreat. The fully finished lower level offers even more room to spread out, whether you are looking for additional living space, a home office, recreation area, or room for guests. Abundant storage throughout the home makes it easy to keep everything organized while still enjoying comfortable, open living spaces. Car enthusiasts, hobbyists, and anyone needing extra storage will love the impressive garage and outbuilding space. In addition to the attached 2 car garage, the property features a fully heated 35 x 35 detached garage with room for approximately 3 additional vehicles. A separate 35 x 40 pole shed with a concrete floor, electricity, and garage door openers provides even more space for boats, recreational vehicles, equipment, a workshop, or all of your storage needs. Outside, the beautifully maintained lawn is surrounded by mature trees, including apple trees, creating a peaceful and picturesque setting. An irrigation system helps keep the grounds looking their best throughout the season. With exceptional pride of ownership, multiple garages and outbuildings, generous living space, and Lake Wapogasset just a short walk away, this is a truly special property that offers the space, quality, and lifestyle that can be difficult to find.

1208 83rd Avenue, Lincoln

Listing courtesy of Coldwell Banker Realty.

$425,000

4 Beds ⋅ 3 Baths ⋅ ACTIVE Status

A place to call HOME!! Country living at its finest! Enjoy the simple peaceful pleasures that come with rural living. This well built home on 5 heavily wooded ac of your own, sweet wildlife will be a common view. This home has much to offer including shore frontage on sm lake. 4BR/3BA & finished walkout bsmnt w/fireplace for those relaxing nights. Also 3 car garage. A must see. This opportunity won't last long! Suitable for many but destined for one. Might that be YOU? Request your showing today, you just may find this is the home you've been hoping for.

1339 64th Street, Turtle Lake

Listing courtesy of RE/MAX Synergy/Osceola.

$425,000

4 Beds ⋅ 3 Baths ⋅ ACTIVE Status

1339 64th Street, Apple River

Listing courtesy of RE/MAX Synergy.

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